United States Holidays & service status • 42 Countries

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PUBLIC HOLIDAY CHECK

Is today a public holiday in United States?

Not a public holiday

Sunday • September 27, 2026

📅 Regular weekend

Today's Operational Snapshot

🏦

Commercial Banks

Closed

Fedwire & Branches

📈

NYSE & NASDAQ

Closed

Equity Sessions

🏛️

Government Desks

Closed

Federal & Public Desks

✉️

Postal Delivery

Standard

Mail & Packages

Today is not an official public holiday in United States, but it is a standard weekly rest day (Sunday). Government desks and physical bank lobbies are closed, while digital payment networks operate normally. The next official public holiday is Columbus Day / Indigenous Peoples' Day on 2026-10-12 (in 15 days).

PLANNING SUITE

Workplace & Holiday Utilities

Accurate chronometry tools to calculate business days, leave bridges, and countdowns.

💼 Working Days Calculator

Calculate exact business days between two dates, excluding national bank holidays.

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🌍 Holiday Overlap Finder

Compare public holidays between any two countries and find common days off or gaps.

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🕒 What Stays Open?

Check operating status for mail delivery, private couriers, supermarkets, and pharmacies.

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⚡ 2026 PTO Maximizer

Turn 15 annual leave days into up to 45 consecutive days off by bridging holidays.

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🗓 Today Worldwide

Live feed showing which sovereign jurisdictions are currently observing public holidays today.

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⏳ Holiday Countdown Timers

Real-time ticking clocks calculating calendar time and net business days until holidays.

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🧳 Pick My Escape

Match your travel style and budget with verified holiday weekends and active transit routes.

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🚆 Transit Status Matrix

Directory checking passenger rail, subways, and airport express connector holiday schedules.

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📚 Guides & Rules

Authoritative guides, labor statutes, and central banking payment clearing operating rules.

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Upcoming Holidays & Bank Closures in United States

Approaching central clearing pauses and statutory non-working days under 5 U.S.C. § 6103 & Federal Reserve Operating Circular No. 4.

OCT 12

Columbus Day / Indigenous Peoples' Day Statutory

2026-10-12 • Federal Reserve Bank Holiday • United States Gazette

In 15d

Observance

→

NOV 11

Veterans Day Statutory

2026-11-11 • Federal Reserve Bank Holiday • United States Gazette

In 45d

Observance

→

NOV 26

Thanksgiving Day Statutory

2026-11-26 • Federal Statutory • United States Gazette

In 60d

Observance

→

Leave Optimization

Smart calendar bridges to maximize your time off.

New Year's Day 4-Day Bridge

Holiday on Thursday • Take Friday for a 4-day weekend

4 Days

1 Day PTO

→

Martin Luther King Jr. Day Long Weekend

Jan 19 (Monday) • Automatic 3-day weekend without using leave

3 Days

0 Days PTO

→

Presidents' Day / Washington's Birthday Long Weekend

Feb 16 (Monday) • Automatic 3-day weekend without using leave

3 Days

0 Days PTO

→

Good Friday Long Weekend

Apr 3 (Friday) • Automatic 3-day weekend without using leave

3 Days

0 Days PTO

→

Banking & Settlement Guides

Payment rails, trading hours, and holiday schedules.

Weekend Holiday Rollover Rules

If a holiday lands on a weekend, do you legally get Monday off under 5 U.S.C. § 6103?

7 min

Read Time

→

Columbus Day Market Split

Why the NYSE trades while Fedwire and commercial banks close.

8 min

Read Time

→

Veterans Day T+1 Equity Settlement

How equity trade settlements handle the Federal Reserve clearing halt.

9 min

Read Time

→

Black Friday Early Close & ACH Payroll Cutoff

NYSE Rule 7.2 early close & Wednesday 5:00 PM payroll ACH cutoff.

10 min

Read Time

→

United States 2026 Public Holiday Calendar

Official public holidays and banking observances under 5 U.S.C. § 6103 & Federal Reserve Operating Circular No. 4

JAN 01

New Year's Day

2026-01-01 • Federal Statutory

Federal Statutory

JAN 19

Martin Luther King Jr. Day

2026-01-19 • Federal Statutory

Federal Statutory

FEB 16

Presidents' Day / Washington's Birthday

2026-02-16 • Federal Statutory

Federal Statutory

APR 03

Good Friday

2026-04-03 • Financial Markets / Bank Partial

Financial Markets / Bank Partial

APR 20

Patriots' Day (MA & ME)

2026-04-20 • State Statutory

State Statutory

MAY 25

Memorial Day

2026-05-25 • Federal Statutory

Federal Statutory

JUN 19

Juneteenth National Independence Day

2026-06-19 • Federal Statutory

Federal Statutory

JUL 03

Independence Day (Observed)

2026-07-03 • Federal In-Lieu Holiday

Federal In-Lieu Holiday

JUL 04

Independence Day (Calendar Date)

2026-07-04 • National Statutory

National Statutory

SEP 07

Labor Day

2026-09-07 • Federal Statutory

Federal Statutory

OCT 12

Columbus Day / Indigenous Peoples' Day

2026-10-12 • Federal Reserve Bank Holiday

Federal Reserve Bank Holiday

NOV 11

Veterans Day

2026-11-11 • Federal Reserve Bank Holiday

Federal Reserve Bank Holiday

NOV 26

Thanksgiving Day

2026-11-26 • Federal Statutory

Federal Statutory

NOV 27

Day After Thanksgiving (Black Friday)

2026-11-27 • State Holiday (24+ States) & Market Early Close

State Holiday (24+ States) & Market Early Close

DEC 24

Christmas Eve (Abbreviated)

2026-12-24 • SIFMA Market Early Close

SIFMA Market Early Close

DEC 25

Christmas Day

2026-12-25 • Federal Statutory

Federal Statutory

Executive Country Summary

United States Public Holidays & Operating Standards

Official public holidays in the United States are codified under Title 5 of the United States Code (5 U.S.C. § 6103). Federal statutory closures apply strictly to federal civil service personnel and Federal Reserve clearing networks. Securities exchanges, private employers, and retail establishments establish independent operating calendars.

Sector / Service	Statutory Status	Operating Details & Exceptions
Federal Government & Courts	Closed	Non-essential civil service staff receive paid administrative leave. Emergency and defense desks remain staffed.
Commercial Banks & Fedwire	Closed	Branch counters close as Federal Reserve ACH and wire rails halt operations. Mobile apps and ATMs operate 24/7.
NYSE & NASDAQ Equities	Market Split	Equities close for 9 core holidays. Trading stays open on Columbus Day and Veterans Day, while bond markets close per SIFMA rules.
USPS Postal Delivery	Paused	Residential mail pauses. Priority Mail Express continues, and private couriers (FedEx, UPS) operate standard delivery routes.
Private Employers	Discretionary	The Fair Labor Standards Act (FLSA) does not mandate paid holidays or overtime rates. Entitlements depend strictly on company policy.

Annual Federal Holidays

Statutory observances codified under Title 5 of the United States Code.

In Lieu

Weekend Rollover Rule

Sunday holidays transfer to Monday; Saturday holidays observe Friday.

T+1

Securities Settlement

Stock trades clear in 1 business day, pausing during bank holidays.

Review the full United States statutory legal analysis

Examine state Blue Laws, 5 U.S.C. § 6103 in-lieu weekend rollovers, and Federal Reserve Operating Circular No. 4.

Explore Full US Hub →

Frequently Asked Questions

Common questions about bank holidays, market hours, and weekend rollover rules.

Is today a public holiday in United States? ▾

Official public holiday dates in United States are established under 5 U.S.C. § 6103 & Federal Reserve Operating Circular No. 4. This page cross-references current calendar dates in your local timezone against verified gazettes to display live operating status.

Are commercial banks and financial exchanges open today in United States? ▾

Physical commercial bank lobbies close on official public holidays because central clearing rails pause batch operations. Financial markets like NYSE & NASDAQ follow independent published operating calendars. However, mobile banking apps and ATMs run 24/7.

How are weekend public holidays observed in United States? ▾

Under statutory common law provisions, when an official calendar holiday falls on a Sunday, the following Monday is designated as an observed substitute holiday. If a holiday falls on a Saturday, federal employees and financial institutions observe the preceding Friday pursuant to 5 U.S.C. § 6103(a).